We connect the financial strength of Lloyd’s of London and European reinsurers with deep local execution in Panama, Honduras, and throughout Latin America — delivering coverage that regional brokers simply cannot match.
«Not just intermediation — real access to the structure, security, and credibility of the European market, adapted to the operational reality of your business.»
Lloyd’s of London Access
Being registered in London and operating directly in Panama and Honduras is a combination that is very difficult to find in a single provider. It’s the difference between a broker who describes the London market and one who actually operates within it.
We are registered brokers in London with direct access to Lloyd’s underwriters and European reinsurers — not intermediaries acting through intermediaries. This means better capacity, better terms, and real diversification of risk.
Our team in Panama and Honduras handles underwriting, policy issuance, claims management, and risk engineering in Spanish — with full understanding of local regulation and market culture — backed by European financial strength.
We don’t cover everything — we are specialists. Marine all-risk and energy are our core lines. That specialization means deeper technical knowledge, more accurate risk assessment, and better wording for your program.
We don’t just place business — we elevate the technical standard of every local insurer we work with, introducing international best practices in pricing, risk modeling, wording, and claims compliance.
For risks that a local market cannot absorb alone — large vessels, offshore energy assets, multi-territory cargo programs — we structure and place programs that a purely regional broker simply cannot access.
We don’t disappear after placement. From first notification to final settlement, our team is involved at every step — coordinating between reinsurers, adjusters, and clients to maximize recovery and minimize delay.
From single vessel operators to multinational trading houses and energy companies — we structure bespoke insurance and reinsurance programs built around your specific risk profile, not a generic product.
Our most placed line of coverage. P&I insurance protects shipowners and operators against third-party liabilities — crew injury, cargo damage, oil pollution, collision liabilities, and wreck removal. Placed with leading P&I Clubs and specialist London market underwriters.
Comprehensive coverage for vessels under construction, major conversions, and offshore installation projects. Protects against physical loss or damage during the construction period — from keel laying to delivery, including sea trials and transport.
Maritime operations are increasingly vulnerable to cyber threats — from GPS spoofing and ECDIS manipulation to ransomware attacks on vessel systems and port infrastructure. Our cyber policies cover first-party losses, business interruption, and third-party liabilities arising from cyber incidents.
Physical loss or damage coverage for all vessel types — tankers, bulk carriers, container ships, offshore support vessels, tugs, and specialist craft. Placed with first-tier London and European underwriters.
All types of goods, commodities, and merchandise — physical loss or damage, theft, contamination, and delay. Institute Cargo Clauses A, B, and C, plus bespoke wordings for complex commodity trades.
Protecting assets, expenses, and liabilities of the energy sector — power generation plants, utility companies, offshore installations, and oil & gas operations. Our specialty within the specialty.
Material damage to property, contents, stock, and plant — ports, terminals, shipyards, warehouses, and industrial facilities — from all insured operational perils.
Hull coverage against loss or damage, third-party liability, personal accident, legal expenses, and emergency towing. For private owners, charter operators, and yacht clubs across Central and South America.
As registered London reinsurance brokers, we place treaty and facultative reinsurance for local insurers in Panama and Honduras — providing capacity for risks the local market cannot absorb alone.
Any broker can say they have «London connections.» We are registered and operating there. The difference matters when you have a large loss, a complex risk, or a claim that needs to be resolved — not just reported.
Placement with Lloyd’s syndicates and European company markets — not through a London correspondent, but by our own registered brokers operating within the Lloyd’s building.
When a claim reaches $1M, $5M, or beyond, you need a reinsurer with the financial capacity to pay. Our London placements provide that structural security, not just a local policy that may not hold under pressure.
We bring international pricing models, wording standards, and compliance frameworks directly to our clients and local insurer partners in Panama and Honduras — elevating the quality of the programs we place.
Operating in the world’s most competitive specialty insurance market gives us real-time knowledge of pricing trends, capacity movements, and market appetite — intelligence your regional broker simply doesn’t have.
Registered reinsurance broker since 2013. Deep relationships with all major local insurers.
Active market presence. Full underwriting and claims support in Spanish.
Central & South America coverage for complex multinational risks.
Over 25 years operating in insurance and reinsurance markets internationally.
We believe clients pay premiums to be protected — not to fight for their money when a loss occurs. Our claims philosophy is simple: we stay involved from first advice to final settlement, and we don’t stop until you recover what you’re owed.
We begin every claim by understanding what matters most to you — speed, full recovery, minimal disruption, or legal protection. Our strategy is built around your goal.
We don’t let claims age in correspondence. We identify the fastest path to settlement and pursue it — engaging adjusters, reinsurers, and legal counsel in parallel when necessary.
We negotiate actively on your behalf — challenging inadequate assessments, presenting technical arguments, and leveraging our London relationships to push for the maximum allowable under your policy.
You are an integral part of the process at every step — not informed after decisions are made. Our team is reachable, responsive, and proactive in providing updates.
Real claims we managed — and the results we delivered for our clients.
Uncontrollable fire during Panama Canal transit. AqM immediately notified H&M and P&I insurers, mobilized salvors within 4 hours, arranged a USD 2M P&I guarantee the same day, and appointed scrap buyers within 3 weeks of the loss.
Local fire caused regional power outage in Panama. Steam turbine failure led to lubrication system damage. Property damage was modest, but the Business Interruption exposure was substantial. AqM negotiated at length with adjusters.
Vessel grounded in heavy weather. AqM confirmed cover the same day, had surveyors on site within 36 hours, negotiated behind the scenes with local administration, and concluded salvage negotiations for ~USD 900,000.
Previous Panama broker and prominent UK broker had failed to properly investigate the claim or respond to H&M underwriters’ requests for information. AqM took control and achieved a settlement over three times greater — within 2 months.
Shortage claim immediately notified to Cargo Underwriters. Surveyors inspected within 48 hours, recovering 10% of goods. AqM fully documented and presented the claim, confirmed cover, and collected the full amount — appointing Clyde & Co on contingent basis for recovery.
Loss of steering in heavy conditions resulted in grounding. AqM mobilized surveyors immediately, confirmed cover on the first working day, oversaw full damage assessment, and managed specialist parts import — all covered by insurers.
Every client is valued equally — our philosophy is the same for everyone: the most cost-effective solution, delivered with unrivalled standards of service.
Hull & Machinery, P&I, and all associated marine covers — from single vessels to managed fleets across multiple flags and trading areas.
Power generators, offshore operators, and utility companies requiring all-risk energy coverage with full business interruption protection.
Open cargo covers, project cargo, and commodity-specific programs for traders moving goods across Central and South America and internationally.
Reinsurance placement for Panamanian and Honduran insurers managing risks beyond local market capacity — backed by London and European markets.
Answers to the most frequent questions from shipowners, local insurers, energy companies, and maritime operators considering our services.
Our team is available to assess your exposure and structure a program — no commitment required for an initial consultation.
Whether you need a quote for a single vessel, a reinsurance program for your insurer, or an assessment of your energy exposure — our team in London and Panama is ready to help.
Fill out our form and our team in Panama or London will respond within 24 hours — no commitment required.
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